DiDi Global Inc. is the world’s leading mobility technology platform. It offers a wide range of app-based services across markets including Asia-Pacific, Latin America and Africa, including ride hailing, taxi hailing, chauffeur, hitch and other forms of shared mobility as well as auto solutions, food delivery, intra-city freight, and financial services.

DiDi provides car owners, drivers, and delivery partners with flexible work and income opportunities. It is committed to collaborating with policymakers, the taxi industry, the automobile industry and the communities to solve the world’s transportation, environmental and employment challenges through the use of AI technology and localized smart transportation innovations. DiDi strives to create better life experiences and greater social value, by building a safe, inclusive and sustainable transportation and local services ecosystem for cities of the future.

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1. Strategy Planning and Formulation: Responsible for developing a strategic framework for credit risk management based on business needs and market conditions, including but not limited to anti-fraud strategies, KYC (Know Your Customer) policies, and post-loan risk management measures.

2. Risk Assessment and Monitoring: Utilize advanced risk assessment models and data analysis tools to conduct comprehensive risk assessments of credit operations, including credit risk, operational risk, and market risk, and continuously monitor risk changes to ensure the quality of credit assets.

3. Policy and Process Optimization: Regularly review existing credit approval processes, risk management policies, and operational guidelines, and propose improvements to enhance efficiency and reduce risk exposure.

4. Team Collaboration and Training: Collaborate closely with product, operations, technology, and other departments to ensure the effective implementation of credit risk strategies; organize or participate in internal training to enhance team members' risk awareness and professional skills.

5. Risk Early Warning and Response: Establish a risk early warning mechanism to promptly identify and report potential risk events, formulate and implement risk mitigation measures to ensure that risks are properly managed and controlled.

6. Performance Analysis and Reporting: Regularly analyze the effectiveness of credit risk strategies, prepare risk reports, provide decision support for management, and continuously optimize risk management strategies.

• Candidates with 3-5 years of experience in risk management or related fields. Candidates with extensive practical experience will be able to quickly adapt and integrate into our credit risk management team.


• Candidates must hold a Bachelor's Degree in Economics, Finance, Statistics, or a related field.Preference will be given to candidates with a relevant Master's Degree, such as an MBA, Master's in Finance, etc.


• Excellent communication skills: able to express ideas clearly and accurately, maintain effective communication with team members, clients, and superiors.


• Teamwork spirit: willing to collaborate with others, solve problems together, and contribute to the team's success.Problem-solving abilities: quickly find solutions to complex problems to ensure the smooth operation of credit business. Self-drive: proactive, responsible for their own work, and strive for excellence.


• Proficient in credit risk management tools and methods, such as risk models, credit scoring systems, etc.Skilled in using data analysis software, such as Excel, Python, R, etc., for data processing and analysis.


• Have a deep understanding and keen insight into the financial market and economic environment.


• Familiar with relevant financial regulations and policies to ensure compliance of credit business.


• Candidates with a certain level of English communication skills, able to read English literature, emails, and reports, and having English proficiency certificates such as CET-6, TOEFL, or IELTS, will be preferred.

• We create customer value – We strive to always create valuable experiences for our users in everything we do. Our focus is to always innovate new experiences that are safe, pleasant, and efficient.
• We are data-driven – We are strong believers in making informed decisions, that’s why we are data-driven. We can better navigate the business landscape strategically by analyzing valuable metrics.
• We believe in Win-win Collaboration – Success is a team sport. When we work to help our partners and colleagues win, we win, too. While keeping everyone's best interest at heart, we communicate with candor and execute with excellence in all we do.
• We believe in integrity – Integrity is at the very core of our business. We are people who always want to do the right thing. Our intentions are sincere, we speak our minds and listen to each other.
• We always strive to do better. That means venturing beyond our comfort zones, learning from our mistakes, and helping each other grow.
• We believe in Diversity and Inclusion – Diversity is one of our biggest strengths. Our differences are what makes us distinct. We respect each other and believe in equal opportunities for all.

We are committed to building inclusive and diverse teams.

At DiDi, we believe that our differences are our biggest source of strength. That‘s why we are committed to promoting equal opportunities to all candidates and employees as an Equal Opportunity Employer.

Employment and advancement decisions at DiDi are always made based on the needs of the position and the qualifications of the candidate. We do not discriminate against any employee or applicant based on their gender, age, sexual orientation, nationality, marital status, pregnancy/maternity, disability, race, religion and beliefs, or any other status protected by applicable laws wherever we operate.

We are committed to building inclusive and diverse teams, and a workplace that is free from discrimination and harassment, because that’s how we create better products and services, make better decisions and better serve the communities we’re a part of.

I acknowledge that prior to submitting this application, I have read and accepted the Privacy Notice for Candidates which is available on https://careers.didiglobal.com/terms